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Associates:
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Carl L. Kickham***, CFP®, CLU, ChFC
President and Chief Executive Officer
Business Phone: (636) 728-2400
E-mail address: ckickham@financialguide.com
CA Insurance License # 0D27936
AR Insurance License #214344
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Carl is a native St. Louisan, and currently resides in Town and Country, Mo with his wife and children. He entered the insurance and financial services industry after graduating from Texas A & M University, and within a year he rapidly achieved a high level of success as a personal producer (in the top 10% of his company and top 10% of the industry [1]). As a district manager, he grew a scratch operation into one consistently ranked in the top 20% of the company.[2] In 1989, Carl founded a fee-based financial planning firm to offer additional services to his clients. In 1990, Carl garnered a position as an Assistant General Agent with Massachusetts Mutual Life Insurance Company (MassMutual) ; and in 1992 he founded Mass Financial Group, Inc., a general agency of MassMutual, as he assumed the roles of President of Mass Financial Group, Inc., and General Agent with MassMutual. Since that time, Mass Financial Group has consistently ranked in the top of the industry and company.[3] The firm has earned such prestigious merits through 2009 as the National Management Platinum Award (GAMA), the Master Agency Growth Award (MassMutual), the 2000 Chairman`s Trophy (MassMutual)and has grown exponentially in size under Carl`s leadership. Carl`s vision has been and continues to be to build the premier financial services firm in the bi-state area. Carl has taught and lectured on numerous subjects, such as: building a successful practice, risk management, wealth accumulation, retirement and estate strategies. Mr. Kickham is a member of the National Association of Insurance and Financial Advisors, General Agents and Managers Association, Financial Planning Association, Society of Financial Services Professionals, and is a qualifying Life Member of the Million Dollar Roundtable. In addition to his Certified Financial Planner™ certification, CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) designations, Mr. Kickham holds a National Industry Regulatory Authority (FINRA) Series 7 Registration (General Securities Representative ), Series 24 Registration (General Securities Principal), and Series 65 Registration (Uniform Registered Investment Adviser Law Examination), and is a Registered Principal of MML Investors Services, LLC. Planning for the 21st Century We live in an increasingly complex world. The financial climate is constantly changing and the economy has become less predictable than in the past. Today, even global economic pressures can have an effect on your plans for the future. While the average consumer is now more sophisticated financially than ever before, it’s easy to become confused. How do you decide between the conflicting opinions in articles and advertising and what’s right for you? How can one person learn enough to know what’s best? Who has the time, given our fast-paced lifestyles? We’re too busy earning a living to become a financial expert and often too busy to implement and stick to a plan. You need someone you can trust who is knowledgeable and who listens. Someone who strives to understand you, your family, your business and your dreams for the future...someone who does the research and analysis for you, presents you with solid ideas and strategies to help you make intelligent decisions for your long-range financial security. Also, you want someone who will keep you informed of changing trends and the latest products as they relate to your situation. 1 ranking based on qualification to MDRT (Million Dollar Round Table)
2 based on company measures
3 as measured by GAMA criteria |
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Brian H. Wahe*, LUTCF, CLTC
Vice President - Advisor Services
Business Phone: (636) 728-2424
E-mail address: bwahe@financialguide.com Brian has been training, coaching and developing advisors for over 30 years. He is a graduate of the Agency Management Training Council (AMTC), moderated numerous Field Leadership Courses, holds the Life Underwriter Training Council Fellow (LUTCF) designation and has his certification in Long Term Care Insurance (CLTC). He has qualified for Leadership Awards many times through the General Agents and Managers Association and achieved the prestigious Management Council Award from the Massachusetts Mutual Life Insurance Company in 2003 and 2004. Each accomplishment has been achieved due to his passion to help others become successful Financial Services Professionals. Brian started his career in the financial services industry in 1976. He has held many titles since then including, Registered Representative, Staff Sales Manager, Assistant to the Regional Vice President, Managing Director, Vice President and is currently Director of Advisor Services. His current responsibilities include Marketing, Training and Development, Compliance, Staff Management and Career Services Coordination. Brian is married and lives in Wildwood, Mo
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Brian M. Roberts*** CFS
Vice President, General Manager
Business Phone: (636) 728-2480
E-mail address: broberts@financialguide.com Brian began his career in the financial services business in 1998 while completing his degree in Personal Financial Planning at the University of Missouri-Columbia. He lives in O’Fallon, Missouri with his wife Kylee, daughter Kendall, and son Brock. Brian offers special experience in financial strategies to help clients achieve their personal, professional, and financial goals and dreams. As Vice President of Distribution and Development at Mass Financial Group, Brian has contributed to the development of professionals of integrity who are dedicated to the financial success of their clients. We value our friendly, relaxed partnership among our professionals and staff. Industry honors awarded to Brian include qualifying numberous times including 2009 for the Million Dollar Round Table, National Sales Achievement Award, and National Quality Award. Brian is a Investment Advisor Representative and holds the CFS (Certified Fund Specialist) designation.
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Mike Fleming***, CLU, ChFC
Vice President, General Manager
Business Phone: (636) 728-2489
E-mail address: mfleming@financialguide.com Michael is a native St. Louisan, and currently resides in Wildwood with his wife, Lindsay, and their son, Caden. He began in the financial services industry in 2001 after completing his degree in Business Management at the University of Missouri-Columbia. In 2002, Michael began taking courses through "The American College" to acquire his professional designations. He is now a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC).
He is a member of the National Association of Insurance and Financial Advisors (NAIFA), and was recently awarded with their "National Quality Award". The National Quality Award recognizes agents whose persistency records indicate competence and dedication to the insurance industry and their clients. Michael is also a member of The Society of Financial Services Professionals.
In addition to being an advisor to his clients, Michael has been in a management role for Mass Financial Group since 2006. He enjoys spending time with all of the new associates and acts as a mentor in helping them grow a financial services clientele. Michael always says, "Mass Financial Group is a great place to be in business for yourself.....but not by yourself!"
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Ken Wingrove***, CLU, ChFC
Agency Life Specialist
Business Phone: (636) 728-2494
E-mail address: kdwingrove@financialguide.com Ken began his career in the financial services business in 1972 after completing his degree in Psychology at Oklahoma State University. Ken offers decades of experience in insurance and investments, with a current emphasis on estate and retirement planning.
Ken is the Agency Life Specialist and consults with other financial professionals in designing solutions to satisfy client needs. He also handles life insurance product education, marketing and joint work with other associates.
Ken is a Investment Advisor Representative and Registered Principal for MML Investor Services, LLC. |
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Brady T. Westphal***, ChFC, CFS
Agency Retirement Income Specialist
Business Phone: (636) 728-2434
E-mail address: bwestphal@financialguide.com Brady began his career with Mass Financial Group, Inc, a general agency of MassMutual in 1992 after graduating from University of Missouri Columbia in 1991 with a degree in Personal Financial Planning. He resides in Weldon Springs, Missouri with his wife Jenny and sons Matt and Michael. Brady enjoys spending his free time coaching and attending his children’s sporting events.
As the agency Retirement Income Specialist, he develops investment strategies for clients looking for income security and estate preservation. Brady’s goal for his clients is that they feel comfortable with their portfolio and income streams so that they can spend more time watching the travel channel instead of the financial networks.
In addition to his Chartered Financial Consultant (ChFC) designation, Brady is also a Certified Funds Specialist (CFS). He also has a Series 7 registration (General Securities Representative), Series 26 registration (Investment Company Products/Variable Contracts Limited Principal), Series 65 registration (Uniform Registered Investment Advisor), Principal of Mass Financial Group and Registered Principal of MML Investor Services, LLC.
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Gary Sutter*, CLU, CLTC
Agency Brokerage Director
Agency Disability Income Insurance Specialist
Agency Long Term Care Insurance Specialist
Business Phone: (636) 728-2430
E-mail address: gsutter@financialguide.com Gary has been associated with MassMutual since 1995. He is a graduate of The University of Memphis with a degree in Business Administration. Gary is a Chartered Life Underwriter (CLU) and Certified in Long Term Care (CLTC). He and his wife Kay reside in Glen Carbon, IL. He has served the Mass Financial Group, Inc a general agency of MassMutual as a Disability Income Specialist and Long Term Care Specialist since 2000. He is a member of the board of the Greater St. Louis Chapter of Financial Services Professionals and currently serves as their president. He also has presented numerous seminars on Disability Income and Long Term Care planning.
Gary has a strong commitment to the need for Disability Income and Long Term Care coverage in today’s economic environment. Additionally, he believes that MassMutual is in an excellent position to provide this coverage due to the company’s competitive product portfolio and financial strength.
He also serves as the firm’s Brokerage Director and offers MassMutual’s portfolio of life, disability income, annuity and long term care products to the independent brokerage community. As brokerage director, Gary helps brokers design and develops insurance solutions for their clients business and personal needs. He believes that the insurance solutions provided by MassMutual’s distinct and diversified product portfolio places his brokers in a most favorable position to help satisfy their client’s insurance needs.
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Brooks Kickham***, CLU, ChFC
Agency Investment Specialist
Business Phone: (636) 728-2453
E-mail address: bkickham@financialguide.com Brooks is a St. Louisan, and currently resides in Des Peres with his dog, Snickers. He began in the financial services industry in 2001 after completing his degree in Personal Financial Planning at the University of Missouri-Columbia. In 2005, Brooks began taking courses through "The American College" to acquire his professional designations. He is now a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC).
In addition to being an advisor to his clients, Brooks has been the investment specialist for Mass Financial Group since 2008. He enjoys spending time with all of the associates and acts as a mentor in helping them grow a financial services clientele. Brooks always says, "My mission in life is to help people make, save, and keep more of their money.”
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 Jeff Seeburger*, MAFM
Agency Director of Recruiting
Business Phone: (636) 728-2479
E-mail address: jseeburger@financialguide.com Jeff grew up in Centralia, Illinois. He has a Bachelor’s degree in Business Administration from Southern Illinois University Edwardsville. Jeff also completed his Master’s degree program in May of 2009. Currently, he resides in Lake St. Louis, MO. Jeff has been in the financial services profession since 2003. Outside of the office, Jeff spends his time as an instructor at Lindenwood University and as an accomplished American Legion Baseball Coach for the Francis Howell Central School District in St. Peters, MO. His passions include coaching and teaching, making a difference in people’s lives, spending time with his large family and living life to the fullest! Jeff’s future plans include working to become one of the most highly rated talent scouts in the MassMutual Career Agency System, striving to win multiple American Legion Championships and building a family of his own someday. Contact Jeff about our Career Opportunities.Video: "Dreams" |
Rob Bullock, CLU, ChFC
Vice President, General Manager
Business Phone: (636) 728-2484
E-mail address: rbullock@financialguide.com Rob entered the financial services industry in 1993 after graduating from Southeast Missouri State University. He currently holds two highly respected industry designations awarded through the American College, The Chartered Financial Consultant® (ChFC®) program which has prepared Rob to meet the advanced financial needs of individuals, professionals and small business owners and The Chartered Life Underwriter® (CLU®) a respected designation of insurance knowledge.
Having a wide range of experience and a desire to help others grow professionally and personally, Rob’s practice is devoted to helping his clients make informed financial decisions in a complex financial world.
He also enjoys coaching and developing less-experienced financial professionals. He is looking to recruit successful individuals with an excellent work ethic and the desire to build a successful career.
Rob resides in the Creve Coeur area with his wife and two children.
Hobbies Include: sailing, biking, outdoor activities, Hapkido, SEMO football and fraternity involvement
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Tony Anthonis
Agency Brokerage Director
Business Phone: (636) 728-2493
E-mail address: aanothonis@financialguide.com Tony has been in the insurance and financial services industry for over 25 years. He owned and operated a national insurance brokerage agency that contracted over 3,000 individual producers. The agency won many top awards for distributing fixed and variable life insurance, fixed and variable annuities, long-term care and disability income products. His knowledge of multiple companies and product lines gives Tony an extra edge when assisting brokers with the menu of MassMutual products and solutions. Before joining the team at MassMutual Financial Group, Tony was a Regional Vice-President for one of the largest insurance companies in America. He provided insurance and financial planning solutions to registered representatives in banks and financial institutions and helped launch a new single premium life/long-term care solution. Tony and his wife Cheryl are natives of St. Louis, Missouri. They currently reside in St. Charles, Missouri where they enjoy raising their children and serving the local community. |
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Clayton Lindemuth, CLU, ChFC
Vice President, General Manager
Business Phone: (636) 728-2452
E-mail address: clindemuth@financialguide.com After his Honorable Discharge from the US Army (Field Artillery,) Clayton joined the financial services industry in 1998. He has won numerous awards as a life insurance agent, sales manager, and district sales manager, and spent several action-packed years as a high net worth stock broker and bond trader.
He earned the CLU and ChFC designations in 2002 and 2004. His deepest passion is introducing people to the career and helping them realize the promise of their talent and ambition. Clayton has recruited, trained, and mentored dozens of financial services representatives, many of whom he developed for careers in sales management. He seeks candidates of character and integrity with an abiding desire to change the lives of their clients in meaningful ways.
“Our understanding of the profound value of our work creates a responsibility for us to help people confront decisions they otherwise might postpone, and put protection in place that ensures their dependants are provided for, no matter what. That’s not a job, or a career. It’s a mission.”
Clayton’s hobbies include running marathons, writing novels, and woodworking.
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Staff Associates Jill D. Kickham
Agency Director of Human Resources
Business Phone: (636) 728-2402
E-mail address: jkickham@financialguide.com |
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Jeanne A. Szarwinski
Agency Vice President, Administration & Support Services
Business Phone: (636) 728-2403
E-mail address: jszarwinski@financialguide.com
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Alyson Taggart
Agency Supervisory Officer, Technology Specialist
Business Phone: (636) 728-2404
E-mail address: ataggart@financialguide.com
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* Securities are offered through registered representatives of MML Investors Services, LLC., member SIPC. 16690 Swingley Ridge Road, #240, Chesterfield, MO 63017-1706, (636) 728-2400.
** Securities and Investment Advisory Services are offered through MML Investors Services, LLC., member SIPC. 16690 Swingley Ridge Road, #240, Chesterfield, MO 63017-1706, (636) 728-2400.
*** Securities, Investment Advisory Services and Financial Planning Services are offered through MML Investors Services, LLC., member SIPC. 16690 Swingley Ridge Road, #240, Chesterfield, MO 63017-1706, (636) 728-2400. |
